Hey, Just wanted to do a follow up.
Well I didn't go with dual PSU's after all, I tried with 2 but one of them wouldn't come on unless the other one was unplugged and I know I had them wired right... I think the older psu is fried.
So aside from that with my stock setup: (straight from store shelf a few years ago)
Mini Tower
Pentium D820 CPU
300W PSU
2 GB DDR2 Ram
160GB HDD Sata
DVD RW Sata
Integrated Graphics, sound, and modem
The CPU had a stock wind tunnel with 92mm fan heatsink and case had one rear exhaust fan.
The cpu fan seemed to always be running at full speed so I looked around and just found the PC health thing on my bios bootup so I checked there running stock and it said CPU Temp 76 degrees

, and system temp 34 degrees. This was with the side panel off
I was not impressed as this was only on startup clearly not running to potential, (well it seemed it was running to ITS potential. It also said the core shutdown temp was 90 degrees but I have never had it shut off on me.
See that certainly made me think about it all so heres what I did.
I changed my stock CPU cooler for an Evercool Buffalo 4 heat pipe cooler
Added 2 X 120 mm led intakes on the side and a 92 mm normal intake on the front, 2 led 80mm exhausts to go along with the 92mm already in there and the PSU exhaust.
I put in a 480w PSU.
I added a BFG Geforce 8600 GTS 256mb PCI E Video Card, (About time I know seeing as its really my first stand alone GPU)
I also added 2 cold cathodes for good measure, when i got it together they weren't really needed as It lit up pretty good but i am leaving them there anyway.
So back to results, I turned it on and made sure everything was running properly then I checked the ol PC health status thing and voila, CPU temp 34 degrees, case temp 22 degrees. Even while letting it run for la few minutes

That was way lower then I was expecting. However the video card would take some strain off the CPU but I believe the biggest help was the new CPU cooler. it seems to work great and it looks pretty nice, especially for the $19.99 price tag from xoxide.
So i think my computer is fine now for awhile until I actually get some money to burn and I can start building a computer the way I want. From scratch. Sucks being poor but you have to make due.